Welcome to Creditopia Where lenders go to grow
Come on in, to a place you’ve only ever imagined before. Where lending processes are streamlined. Where scaling your credit offering is seamless. And where customers finally find an experience that matches their expectations. Welcome to Creditopia – it’s powered by the NewDay Credit Platform.
A world of consumer credit that’s beyond limitations
Reimagining systems and operations
From multiple fragmented legacy systems to a unified platform that automates lending processes, eliminating complexity, and improving efficiency.
Sparking joy
in the customer experience
Elevate loyalty levels and keep customers coming back with omnichannel servicing, flexible payment channels and the personal touch across every point of contact.
Sky-rocketing growth with faster scaling
Launch your credit products faster and scale them into the stars with a modular, cloud-based platform that allows you to grow.
Freeing data
to release
insights
Powered by advanced analytics and machine learning, the insights you get in the NewDay Credit Platform are real-time, data-driven and infinitely actionable.
The transformative power of the NewDay Credit Platform
75% reduction in ops headcount (2018-2024)
27% cost-income ratio enabled by our platform technology (2025)
57% reduction in credit application referrals (2018-2024)
The foundations of Creditopia: NewDay Credit Platform Capabilities
NewDay’s vision for a new credit lending future
The NewDay Credit Platform is here. Our vision has been set. And we want you to be part of the Creditopia revolution.
Be part of the future of lending
If you’re looking for a credit platform with
a difference, Creditopia is ready and waiting.
Contact NewDay today to open a world
of lending possibilities.
Got a question? See if we've already covered it...
Who is NewDay?
NewDay is one of the UK’s largest credit and technology providers. It brings together 20 years of credit expertise with cutting-edge technology to deliver innovative solutions for consumer finance.
What is the NewDay Credit Platform?
The NewDay Credit Platform is a modern, cloud-based, end-to-end customer credit solution. It’s a highly flexible platform with modular components that enables partners to optimise their lending processes and operations, and accelerate their digital transformation.
Why do I need the NewDay Credit Platform?
It’s the credit platform of the future. The NewDay Credit Platform is specially designed for banks, retailers and brands that need a secure, scalable, easily integrated platform based on cutting-edge technology that drives actionable insight.
What benefits could I expect with the NewDay Credit Platform?
The NewDay Credit Platform provides modern, cloud-based credit technology that improves the end-to-end digital customer journey, helps you launch new credit propositions quickly and efficiently, and enables you to lower credit cost and complexity.
Do I have to buy the end-to-end solution?
Not at all. The NewDay Credit Platform is modular, so while you can opt for the full end-to-end credit stack, you’re also free to pick one or more modules – like digital customer services or core credit processing, for example – according to what capabilities your organisation requires today. You can also build on this as your requirements change.